ANALISIS STRATEGI PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DALAM MENEKAN TINGKAT NPF NOMOR 07/PER/DEP.6/IV/2016 PADA BMT MADANI SEPANJANG.

VICILIAWATI SUDRAJAT, LUCKY RACHMAWATI

Abstract


Murabahah is one of the products in BMT MADANI in the form of financing that is in great demand by the public, this can be seen through the increasing level of demand from year to year. It is unavoidable when such funding is in great demand by the community indirectly there is a risk in it, namely the risk of problematic financing which has an impact on the sustainability of BMT MADANI itself.This study aims to obtain results in the form of what strategy analysis BMT MADANI uses in dealing with troubled murabahah financing, so that the level of Non Performing Financing (NPF) possessed by BMT MADANI can be reduced optimally so that it can be in accordance with cooperative regulation No. 07 / PER / DEP.6 / IV / 2016 "Guidelines for Savings and Credit Cooperative Assessment and Islamic Financing and Savings and Loan Unit and Cooperative Financing”.

Keywords: Problematic Financing, NPF, Murabahah




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